In this episode of Business Uncut Reuben and Anthony from New Wave Financial Planning explain how business owners can balance running and growing a business with building personal wealth. They cover when and how to extract surplus cash, tax-effective strategies including SMSFs, and options for short and long-term investments. The conversation also addresses risk management,...

Welcome to another episode of Business Uncut with Reuben. In this episode, we dive into essential strategies for starting the new financial year on the right foot. As the financial year begins, it’s crucial for business owners, whether solo operators or leaders of large teams, to set actionable goals, reflect on the past year’s performance,...

In this short episode of Business Uncut, Reuben dives into a crucial mindset shift for business owners: how to stop letting the fear of taxes hold you back from growing your business. He breaks down the common limiting belief that more profit equals more tax and explains why putting tax first can stunt your business’s...

In this episode of Business Uncut, Reuben teams up with digital marketing expert Sam Barnes from Fourth Wave Digital to unpack how businesses can scale faster and smarter using paid ads, AI, and data-driven strategies. From cost-per-lead to automation and lifetime value, they dive into the real levers that drive sustainable growth — not guesswork....

In this episode of Business Uncut, Reuben dives into the impact of Trump’s tariffs on Australian businesses, especially eCommerce owners and exporters. He breaks down how these tariffs can squeeze margins and expose weaknesses in operations, offering actionable strategies to adapt. From renegotiating with suppliers to pivoting your pricing model, Reuben shares crucial advice for...

In this episode of Business Uncut, Reuben sits down with Jameson Smith, Director of New Wave Law, to discuss the critical legal agreements every business owner should have in place. Whether you’re a startup or an established entrepreneur, Jameson explains the importance of foundational legal agreements like shareholder agreements, intellectual property protection, and contracts with...

After a break, Business Uncut is back! Join Reuben who is diving into the most crucial steps for business owners who are struggling and want to get back on track. In this episode, Reuben will walk you through the key strategies he has used with some of his clients to turn around their businesses, focusing...

🎯 Key Takeaways Core Points: Always create a shareholders’ agreement, even years into a business’s lifespan, to clearly define shareholder rights and responsibilities. This prevents future disputes. Shareholders’ agreements should cover crucial aspects like dividend policies, buy-sell arrangements, and tag-along/drag-along rights. A lawyer can help structure this agreement. Amendments to shareholders’ agreements require a pre-determined...

🎯 Key Takeaways Core Points: Proactive tax planning is crucial for minimising tax liabilities before the financial year ends. Changes in circumstances, rules, or investments can significantly impact tax. Understand potential tax implications of asset sales (property, crypto, shares, business), shareholding changes, and business restructuring. Be aware of the updated depreciation rules (instant asset write-off...

In this revealing episode of Business Uncut, Shaneel, CFO and Partner of New Ways Accounting, and Ana, the Practice Manager, unravel the intriguing concept of a 30-hour work week strategy they have successfully adopted. They discuss how this unprecedented initiative boosts productivity, improves employee quality of life, and results in a happier and healthier workforce....

In this episode of Business Uncut, Ana, a Practice Manager at New Wave, is joined by Shaneel, New Wave’s CFO, to discuss the intricacies of creating efficient bonus schemes in businesses. They discuss the evolution of such systems in their own company, moving from solely team-based or individual performance-based schemes to a hybrid model that...

With the ever-changing tax rules in Australia, it is hard to navigate and find the right advice on how to ensure that you are minimising the tax on your hard-earned profits! In this episode, Reuben Bergola, Managing Director of New Wave Accountants and host of Business Uncut, sits down with Gold Coast Accountants Roland and...

There are four commonly used business structures in Australia: Sole trader, Partnership, Company and Trust. We recommend that all Business Owners take the time to understand the responsibilities of each structure because the structure you choose can have a big impact on the tax you’re liable to pay, asset protection and costs. Perhaps you are...

Time is a luxury that most businesses don’t have… so how can business owners better manage the resources that they do have, and build better habits for success? In this episode, Reuben Bergola, Managing Director of New Wave Accountants and host of Business Uncut, sits down with Senior Client Manager, Callum Farrugia. At only 25...

We’ve all heard of those Financial Planners… the glorified sales people, the ones hungry for commission who charge huge fees and deliver poor quality results… yep, they’ve really made a dent in this industry. Never fear, we’re here today for some REAL TALK around real financial planning. In this week’s episode of Business Uncut, host...

Insurance… but not as you know it. In this episode, Managing Director of New Wave Accounting and Business Solutions and host, Reuben Bergola, chats to Amanda Bird of New Wave Insurance. Amanda embodies the spirit of community which shines through not only in our office, but through her client network, her family and her community...

In this episode, for the first time, we chat with one of our New Wave team members. Meet Alex – Country boy, our tallest Accountant*, Assistant Client Manager and avid AFL player. Listen as Reuben and Alex discuss Alex’s journey from country Victoria to the sunny Gold Coast. Alex shares his advice for up-and-coming accountants,...

In this week’s episode, we take a deep dive into strategic planning for small business. Founder of New Wave Group and host, Reuben Bergola, encourages listeners to plan with the end goal in mind. Too many times we have seen small business owners struggle to meet the demands of their businesses and lose sight of...

There are four commonly used business structures in Australia: Sole trader, Partnership, Company and Trust. We recommend that all Business Owners take the time to understand the responsibilities of each structure because the structure you choose can have a big impact on the tax you’re liable to pay, asset protection and costs. Perhaps you are...

Say goodbye to FY21 and hello to FY22! Director of New Wave Accountants and Business Advisory, Reuben Bergola, shares his top tips for starting the new financial year fresh and setting up your business for growth. In this episode, we’ll cover off on the things you should be doing at this time of year and...