Financial planning on the Gold Coast, alongside your accountants
New Wave Financial Planning is the group’s licensed advice division. Its planners work in the same building as the accountants who already look after your business, so the advice on your super, investments, insurance and retirement is built from the same numbers as your tax plan, and the two never contradict each other.
What we help with
- Superannuation and SMSFs, including whether a self-managed fund suits you, with New Wave SMSF.
- Investment advice: how to hold wealth outside the business, in which structure, and in what.
- Personal insurance: life, total and permanent disability and income protection, inside or outside super.
- Retirement planning: what you need, when you can stop, and how the business sale fits in.
- Wealth and estate planning, working with New Wave Law on wills, powers of attorney and succession.
- Budgeting and cash flow for owners whose personal finances are tangled up with the business.
Why plan with the firm that does your accounting
Most business owners’ wealth is their business. The decisions that build personal wealth, how you pay yourself, how much goes into super, whether the premises sit in the fund, when to sell and how the proceeds are taxed, are accounting decisions and financial planning decisions at the same time. Splitting them between two firms means two sets of advice that do not quite agree. Here the planner, the accountant and the lawyer sit in one room.
Who we work best with
- Business owners doing $1M and up who want their personal position planned as carefully as their business.
- Founders within five years of a sale or a step back.
- Families building wealth across a business, property and super.
How it works
- Free discovery call (30 minutes). Where you are, what you want, and whether we are the right fit.
- Fact find and advice. A licensed adviser gathers your position and prepares a written Statement of Advice.
- Implementation and review. We put the plan in place and review it with you each year, alongside the tax planning meeting.
Fees for advice are agreed in writing before any work starts.
Talk to a planner
Book a FREE discovery call and we will connect you with New Wave Financial Planning.
This information is general in nature and does not constitute financial advice. It does not take into account your objectives, financial situation or needs. You should consider whether this information is appropriate for your circumstances before acting on it, and read the relevant Product Disclosure Statement before acquiring any financial product. New Wave Financial Planning, Representatives of NWG Financial Services Licence No: 538619. Past performance is not indicative of future results.